Employees are one of the most important assets to a small business. We will help you select the best retirement plan for your company so you can attract and retain those treasured employees.
There are many choices when selecting the plan that best fits your unique situation:
401 (k) Plans
A 401(k) is a qualified plan that allows for employee pre-tax contributions. The value of a 401(k) investment grows tax deferred until withdrawn, when it's taxed as ordinary income.
Individual 401k
An individual 401k plan for owner-only businesses—those with no employees other than the owner's spouse and no plans to add employees in the near future.
SEP-IRAs
SEP-IRA stands for Simplified Employee Pension IRA. It's a tax-deferred retirement plan for small business owners, where the employer makes deductible contributions to their own IRA as well as deductible contributions to IRAs for eligible employees. We can help you set up your SEP-IRA.
SIMPLE-IRA
SIMPLE stands for Savings Incentive Match Plan for Employees. It's a payroll deduction plan that permits an employee to make pre-tax salary deferral contributions in addition to the employer's contribution.
