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Champaign Bank
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Free Checking

  • No minimum balance to maintain account
  • Unlimited Checking with no per check charges
  • Free NetTeller™ Banking
  • Free Bill Pay
  • Check images with statement
  • Free e-statement
  • Visa® Debit Card
    There are never any charges when you use your Debit card at a Citizens or Champaign Bank ATM.

Bonus Benefits available for just $5 per month

Satisfaction Guaranteed
Open any personal checking account today. If you’re not completely satisfied in 30 days, we will gladly switch you to another Citizens Choice account that better suits your needs. We’ll also refund any applicable membership fees, no questions asked.

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Policies and Disclaimers Site Map Holding Company Information

Citizens/Champaign Bank will never ask you for account or personal information via email or a link to a website. If you received a suspicious email and provided your account or personal information, contact Customer Service immediately at (888) 383-5133.

For your convenience, Citizens Bank offers various links that may direct you away from the Citizens web site. Citizens Bank is not responsible for content or security of these web sites.