Citizens Choice Checking
Our best Checking Account for only $7 a month.

• Unlimited Checking No minimum balance requirements or per-check charges.
• Check Images with Statement
• Free NetTeller™ Banking
• Free Bill Pay
• Free e-statement
• Visa® Debit Card
• Free Basic Checks
  Receive one box of basic checks per year free or choose a designer check at 50% off.
• Free Safe Deposit Box
  Receive a safe deposit box free for one year (subject to availability).
  Estimated Annual Value of up to $75
  
• No Fee Traveler’s Checks
• No Fee Cashier’s Checks
  Limit two per month.
  Estimated Annual Value $72
• $5,000 Travel Accidental Death Insurance
  When you travel by automobile or licensed common carrier (scheduled airline, bus, taxi, and train.) 
  Estimated Annual Value of $12
• Payment Card & Personal Identity Protection
  If you ever lose a registered credit, debit, or ATM card, simply call our 24-hour toll-free number, and all your card issuers will be notified for you. Should you become an identity theft victim, you are eligible for reimbursement of up to $1,000 in direct costs associated with recovering your identity.
  Estimated Annual Value $30
• Emergency Travel Assistance Services
  Help is as close as a phone call if you need emergency cash or assistance with lost/stolen luggage or travel documents.
  Estimated Annual Value of $15
• Local & National Dining Savings
  Up to 50% at hundreds of dining establishments ranging from upscale restaurants to casual family eateries, for catering, take-out, and delivery.
  Estimated Annual Value of $100
• Local & Online Shopping Discounts
  Estimated Annual Value of $25
• Local Services Discounts
  Save up to 50% on professional services including dry cleaning, business services, photography, house cleaning, lawn care, and home security. In addition, you'll enjoy discounted rates on various automotive services such as engine repairs, oil changes, new tires, body work, and more!
  Estimated Annual Value $25
• Travel, Hotel, & Recreation Discounts
  Save up to 50% at over 15,000 hotels in popular destinations worldwide. Enjoy easy online access to discounts at properties such as Hilton, Sheraton, Residence Inn by Marriott, Holiday Inn, and many more! Enjoy preferred rates at several of the nation’s largest condo resort rental companies and save 10-25% on car and RV rentals. Also, take advantage of discounts on golf and ski vacation packages, airfare, theme park admissions, sporting event tickets, and many other exciting activities.
  Estimated Annual Value of $150
• Pharmacy Savings Program
  Enjoy significant savings with your prescription discount card at over 57,000 participating pharmacies. Or use the mail order pharmacy service for savings and convenience!
  Estimated Annual Value of $100
• Vision Savings Program
  Save up to 60% on eyeglasses and contact lenses at thousands of retail optical locations nationwide and by mail. Members also receive discounted medical eye examinations and save up to 25% on surgical procedures, including LASIK.  
  Estimated Annual Value of $50
• Hearing Savings Program
  Save 15% on over 70 models of hearing aids through a nationwide network of hearing care offices. Purchases are backed by the BelCare™ program, which includes free inspections, cleanings, and adjustments. Enjoy the benefits of savings on Beltone hearing products, plus scheduled maintenance and follow-up for your hearing aids.
  Estimated Annual Value of $25

  There are never any charges when you use your Debit card at a Citizens or Champaign Bank ATM.

Satisfaction Guaranteed
Open any personal checking account today. If you’re not completely satisfied in 30 days, we will gladly switch you to another Citizens Choice account that better suits your needs. We’ll also refund any applicable membership fees, no questions asked.

Back to Checking >